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Low rate finance for your next
vehicle, trailer or transporter

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Powered by Driva
Lowest rate promise
If you find a better rate elsewhere, we'll match it and throw in a $300 fuel voucher.
If we can't the voucher is yours, no obligations. Terms and conditions apply

Why choose to finance through our lenders

100% online
Great rates, no suprises
We break down all the fees and charges, so you know exactly what you'll pay, usually with better rates than lenders offer directly. Learn how we get paid
Easy pre-approval
Easy, online pre-approval
It takes a few minutes to apply for a fully personalized quote. With no paper or print outs, approval takes between 2 hours and 2 days.
Easy pre-approval
Protect your credit score
We don't share your application with your chosen lender until we know you're likely to be approved, so there's no impact to your credit score.
No impact on your credit score
No impact on your credit score

Our lenders

No impact on your credit score
No impact on your credit score

*Only starting rates are provided on this page. Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. You can use Driva s smart loan match tool to determine your tailored rate. Comparison rates on this page are calculated on a loan of $30,000 fixed for a term of 5 years, effective 01/01/2020 and subject to change. The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Check out our customer reviews

So how does it work?

Smart match
1. Smart match
We match your unique profile to the best pre-qualified rates
You choose
2. You choose
Choose your preferred lender, with 100% rate and fee transparency
We check
3. We check
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
4. Approved!
The fun part. Review final loan documents and hit the track!

Frequently asked Questions

Have a question? Read our commonly asked questions or read Driva's full FAQs.

What is Driva?
Driva’s mission is to help you navigate existing finance lenders in the market. There’s already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path. We take the hard work out of the online application process from start to finish providing a seamless and hassle free experience. We're 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract, so you can get the best deal possible.
Can I trust you?
We think so (obviously) - but you don’t have to take our word for it. Loads of our customers do too, which is why we’re rated Excellent on Trustpilot. The Australian government also trusts us - which is why we operate under an Australian credit license. This means we’re legally bound by ASIC to follow strict compliance rules (and will get in big trouble if we don’t!).
Which lenders do you work with?
We work with over 30 different lenders to give you confidence that the options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation. Not all lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.
How long does the process take?
Getting an online finance quote only takes a few minutes and the entire process (from approval to your chosen seller receiving funds in their account for the car purchase) can be done as quickly as 24 hours. That said, actual turnaround times will vary fairly significantly depending on your chosen lender as they each have their own unique lending criteria. Our short and simple online application only takes 2 minutes to fill out, and you can see your loan options from within your Driva Dashboard instantly. Once you’ve picked your lender and provided a few other details (like income, employment and expenses), we will work with your chosen lender to lodge your finance application. This is usually done within 3 business hours, but we might require some additional information or have a few extra questions for you before we can finalise your application and lodge it with your chosen lender. Approval of our online loans can then take anywhere from a couple of hours to 48 hours, then it’s time to go shopping. The Driva team is closely aligned with our lending partners to make this as fast a process as possible, and in some cases, we even have guaranteed turnaround times in place.
Can I pay out my loan early?
You can always pay out your existing loan, but some lenders may charge you what's called an early termination fee in addition to the outstanding loan amount to do this. Using Driva's online loan matching tool, you can find out which of your eligible lender options will penalise you for making an early repayment on your loan. While we consider monthly loan repayments (inclusive of all fees) as the most important factor to consider when assessing your Driva quotes, it is also important to consider early termination fees and early repayment fees if you intend to pay out your loan early. In some cases, it may be worth choosing a lender with a slightly higher monthly repayment to avoid early termination fees and charges if you want the flexibility of reducing your interest and paying off your loan sooner.
No impact on your credit score
No impact on your credit score

Still have questions?

Check out these frequently asked questions and see if that helps.

If not we’re always happy to hear from you directly. You’ll find our email and phone number on our FAQ page