Low rate finance for your next
vehicle, trailer or transporter

We think so (obviously) - but you don’t have to take our word for it. Loads of our customers do too, which is why we’re rated Excellent on Trustpilot. The Australian government also trusts us - which is why we operate under an Australian credit license. This means we’re legally bound by ASIC to follow strict compliance rules (and will get in big trouble if we don’t!).

We work with over 30 different lenders to give you confidence that the options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation. Not all lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.

Getting an online finance quote only takes a few minutes and the entire process (from approval to your chosen seller receiving funds in their account for the car purchase) can be done as quickly as 24 hours. That said, actual turnaround times will vary fairly significantly depending on your chosen lender as they each have their own unique lending criteria. Our short and simple online application only takes 2 minutes to fill out, and you can see your loan options from within your Driva Dashboard instantly. Once you’ve picked your lender and provided a few other details (like income, employment and expenses), we will work with your chosen lender to lodge your finance application. This is usually done within 3 business hours, but we might require some additional information or have a few extra questions for you before we can finalise your application and lodge it with your chosen lender. Approval of our online loans can then take anywhere from a couple of hours to 48 hours, then it’s time to go shopping. The Driva team is closely aligned with our lending partners to make this as fast a process as possible, and in some cases, we even have guaranteed turnaround times in place.

You can always pay out your existing loan, but some lenders may charge you what's called an early termination fee in addition to the outstanding loan amount to do this. Using Driva's online loan matching tool, you can find out which of your eligible lender options will penalise you for making an early repayment on your loan. While we consider monthly loan repayments (inclusive of all fees) as the most important factor to consider when assessing your Driva quotes, it is also important to consider early termination fees and early repayment fees if you intend to pay out your loan early. In some cases, it may be worth choosing a lender with a slightly higher monthly repayment to avoid early termination fees and charges if you want the flexibility of reducing your interest and paying off your loan sooner.